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Hard money commercial financing is
much different than traditional conforming commercial
financing. Hard money commercial loans are usually
sought because a local bank or traditional financing
is not going to do the loan for a variety of reasons.
We will look at some of the more common reasons we see
people seeking hard money commercial financing, how it
can benefit you if you fall into one of those
situations, and most importantly, how to use hard
money commercial financing to make you more money!
Many people have been burned due to bad brokers or bad
commercial hard money lenders and we are here to make
sure that you don't have the same experience. Due to
the high risks associated with hard money commercial
loans the costs and fee's are also higher. It's very
important to make sure that you are only paying for
fair prices and fee's. Just because your using hard
money doesn't have to mean you need to be taken
advantage of.
WHY DO PEOPLE USE COMMERCIAL HARD MONEY LOANS?
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LOW FICO SCORES
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NO PROOF OF INCOME TAX RETURNS
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SPECIALTY PROPERTY TYPES THAT BANKS
WON'T FINANCE
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NOT
ENOUGH FUNDS AVAILABLE TO GET TRADITIONAL FINANCING
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NON -
PERFORMING PROPERTY TYPE WITH LOW OR NO DEBT SERVICE
COVERAGE
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PRINCIPLE INEXPERIENCED IN FIELD THEY ARE MAKING
PURCHASE IN
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NEED
FLEXIBLE FINANCING ALTERNATIVES THAT BANKS WON'T ALLOW
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WANT TO
UTILIZE EQUITY IN PROPERTY INSTEAD OF PERSONAL
STRENGTHS OF PRINCIPLE
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WANT TO
CLOSE TRANSACTION FAR MORE QUICKLY THAN A BANK WOULD
ALLOW FOR
EXAMPLES OF SPECIALTY PROPERTY TYPES
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Daycare
Raw Land
Gentlemen's Club
Gas Station
Non Arms Length Transactions
Cash based business
Bar
Medical/Dental Office
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Church
Restaurant
Bowling Alley
Non-Contiguous Properties
Construction-Rehab Loans
Healthcare
Oil Change Facilities
Automotive Repair
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As you can
see we offer a wide array of financing to virtually
any property type including raw land. We work with a large network of
hard money
commercial lenders that cover a huge array of
projects, property types, and situations that they
specialize in. Through us you will have access to a
lender that will want to fund your project no matter
what the situation is. We are pleased to be able to
offer our services in acquiring the hard money
commercial financing you need while also ensuring that
you are getting the lowest possible rates and fees in
the market today.
Not all hard money
commercial lenders are created equally. There is a
huge problem with the commercial hard money lending
niche today where the lenders or brokers are asking
for large due diligence fees and then not funding the
loan and not rebating the funds back to the client. We
only work with upfront and honest commercial hard
money lenders. The only fee our client's are required
to pay upfront is the cost of their appraisal. Often
lenders require an MAI appraisal in order to ensure
they are getting the best possible value for the
property. Hard Money Commercial Loans are based on the
equity in the project more than anything else so the
appraisal is of prime concern. It is virtually always
customary for the borrower to pay for their own
appraisal. Appraisal fee's vary greatly depending on
the property type and complexity required of the
appraisal.
BENEFITS OF HARD MONEY COMMERCIAL LOANS
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LOANS FROM $500K-NO UPPER LIMIT
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EXTREMELY FAST CLOSINGS. SOMETIMES
IN DAYS.
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LESS DOCUMENTATION REQUIRED.
NORMALLY STATED BUT OCCASIONALLY NO DOC
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3, 5, 7, 15 YEAR TERMS
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INTEREST RESERVES CAN BE FINANCED
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CREDIT SCORE NOT AN ISSUE
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INABILITY TO VERIFY INCOME NOT AN
ISSUE
Hard Money
commercial loans don't have to be complicated. We are well
versed in the large hard money commercial funding arena. Our
professionals are able to assist our client's in
acquiring and compiling all the needed documentation
for your hard money commercial project.

Now you can see why
we are the premier source for HARD MONEY COMMERCIAL LOANS in the U.S. Our
commercial mortgage professionals
are prepared to put their years of experience and our
access to these commercial mortgage loans to work for
you!
Contact US today or
APPLY ONLINE for a same day response and let's
start working together to help your Hard money
Commercial
Mortgage project get funded as quickly as
possible!
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