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A Paper conforming
commercial loans are normally owner occupied
commercial properties that are purchased or refinanced
to a max LTV/CLTV of 80%. These are very safe and well
structured standard bank loans that provide excellent
rates and terms for the client.
We have developed a very
streamlined online process to apply and fund
conforming commercial loans nationwide. The approval
process and documents required are standard documents
that any other lender would require. In addition to
carrying low interest rates and excellent term lengths,
the conforming a paper commercial products are
generally far less expensive to acquire than any other
type of commercial financing solutions.
STANDARD A PAPER CONFORMING GUIDELINES
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Loans from
From
$500,000 -
$10,000,000
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Full
Document - Personal Recourse
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Non-Recourse Available
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Low
Minimum 1.25 DSCR
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Minimum
660 Credit Score
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Minimal
Impound Reserves
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Below
PRIME Rates
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Interest Only Payment Option
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2 Years
of Historical Income Req
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Fixed
Declining Prepayment
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No
Balloons
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15, 20,
25, & 30 Year Amortizations
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Traditional Commercial Properties Only
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25% or Greater Owner-Occupied Properties
In addition to the
guidelines listed above most conforming A-Paper
commercial loans require at least 25% owner
occupancy. Less credit and occupancy may be considered
on a case by case basis with compensating factors.
Now you can see why
we are the premier source for CONFORMING COMMERCIAL
LOANS in the U.S. Our
commercial mortgage professionals
are prepared to put their years of experience and our
access to these commercial mortgage loans to work for
you!
Contact US today or
APPLY ONLINE for a same day response and let's
start working together to help your A Paper
Commercial Mortgage project get funded as quickly as
possible!
OUR PROGRAMS
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