A-Paper Commercial Loans

A Paper conforming commercial loans are normally owner occupied commercial properties that are purchased or refinanced to a max LTV/CLTV of 80%. These are very safe and well structured standard bank loans that provide excellent rates and terms for the client.



Conforming Commercial Loans

    We have developed a very streamlined online process to apply and fund conforming commercial loans nationwide. The approval process and documents required are standard documents that any other lender would require. In addition to carrying low interest rates and excellent term lengths, the conforming a paper commercial products are generally far less expensive to acquire than any other type of commercial financing solutions.

 
STANDARD A PAPER CONFORMING GUIDELINES
 
  • Loans from From $500,000 - $10,000,000
  • Full Document - Personal Recourse
  • Non-Recourse Available
  • Low Minimum 1.25 DSCR
  • Minimum 660 Credit Score
  • Minimal Impound Reserves
  • Below PRIME Rates
  • Interest Only Payment Option
  • 2 Years of Historical Income Req
  • Fixed Declining Prepayment
  • No Balloons
  • 15, 20, 25, & 30 Year Amortizations
  • Traditional Commercial Properties Only
  • 25% or Greater Owner-Occupied Properties
 
 
    In addition to the guidelines listed above most conforming A-Paper commercial loans require at least 25% owner occupancy. Less credit and occupancy may be considered on a case by case basis with compensating factors.
 
      
 
    Now you can see why we are the premier source for CONFORMING COMMERCIAL LOANS in the U.S. Our commercial  mortgage professionals are prepared to put their years of experience and our access to these commercial mortgage loans to work for you! Contact US today or APPLY ONLINE for a same day response and let's start working together to help your A Paper Commercial  Mortgage project get funded as quickly as possible!