100% Commercial Mortgage

100% Commercial financing is the holy grail of commercial lending. It's just one of those things that everyone hears about but no one seems to have access to. Well we do! There are multiple legitimate ways of obtaining 100% financing on commercial properties. We will provide some details on how they are done and how they can benefit you by keeping more of your money in your pocket. Lets take a look at a couple of creative ways that we can structure 100% commercial financing on projects. We can't give away all of our secrets but here are just a couple examples of how one can achieve 100% commercial financing.



Traditional Financing with Stock Loan Program

  • LOAN CAN BE UP TO 90% OF THE STOCK VALUE
  • NON-RECOURSE
  • NO QUALIFYING
  • NO SET TERM - CAN PREPAY AT ANY TIME

An example of using the stock loan would look something like this:

  • Purchase price is $1,000,000
  • 80% LTV Multifamily loan of $800,000

Client has a stock portfolio or an individual stock that is valued at say, $250,000. We would lend up to 90% of the portfolio market value, so $225,000. The client can use the proceeds from the stock loan as the down payment on the property acquisition.

So the client takes $200,000 and puts it down on the property and uses the extra $13,750 for closing costs on the property loan.

  • Property loan = $800,000
  • Stock loan = $225,000
  • Lender fee = ($11,250; 5% of loan amount)
  • Proceeds = $213,750
  • $1,000,000 purchase price and $1,000,000 loan amount.
  • 100% financing!

ALL LOANS HAVE A WALK AWAY CLAUSE…IF YOUR STOCKS DROP TO ZERO, YOU CAN WALK AWAY WITHOUT AFFECTING YOUR CREDIT OR OTHER ASSETS!

100% Financing utilizing insurance funds program

  • 1% DOWN NEEDED TO SET UP INSURANCE ACCOUNT
  • LOAN IS SECURED BY THE INSURANCE INSTRUMENT RATHER THAN REAL ESTATE
  • 20-30 YEAR TERMS AVAILABLE
  • VERY LOW SIMPLE INTEREST PAID FOR THE LIFE OF THE LOAN
  • $10M MINIMUM LOAN AMOUNT
  • ALL FEES AND CLOSING COSTS ARE FINANCED

This is yet another way to achieve 100% commercial financing. These creative methods abound in the commercial lending markets. You just have to work with mortgage professionals with a strong network of funding sources to attack the aggressively high LTV commercial loans. These are just two examples of the creative methods we have to address 100% commercial lending. For more options please call or apply online with your information and we will immediately follow up to assess your situation and try to find a sound method for obtaining your goal.

Now you can see why we are the premier source for 100% Commercial Loans in the U.S. Our mortgage professionals are prepared to put their years of experience and our access to these 100% commercial mortgage loans to work for you! Contact US today or APPLY ONLINE for a same day response and let's start working together to help your American dream come true!