Commercial Loans

Commercial financing is much different than residential lending. It's important that you deal with mortgage professionals that understand the intricacies of the commercial lending market. We are Nationwide Commercial mortgage bankers with a huge network of commercial lending sources that we make available to our clients. Virtually ever commercial loan is different and we recognize the importance of making sure your commercial transactions are handled properly the first time. We aim to fund your commercial loans in 45 days maximum. The average close timeframe is 21-30 days on our mortgage loans. We funded over $1B in commercial transactions last year and our ready to double that number in 2010!



SMALL BALANCE COMMERCIAL LOANS

 
  • LOANS UP TO $1.5M.
  • UP TO 97% LTV
  • NO DSCR PROGRAMS
  • MINIMUM DSCR 1.2% WITH COMBINED PERSONAL/PROPERTY INCOME FOR CONFORMING LOANS
  • ALL LOANS ARE ASSUMABLE AND ALLOW FOR SECONDARY COMMERCIAL MORTGAGES
  • NO MONTHLY OR ANNUAL FINANCING REPORTING REQUIRED
  • UP TO 30 YEAR FIXED RATE TERMS WITH NO BALLOON PAYMENT
  • INTEREST ONLY ALWAYS AVAILABLE ON ALL TERMS
  • NO LIMIT ON COMMERCIAL CASH OUT LOANS
  • NO SEASONING REQUIREMENT ON CASH OUT USING NEW VALUE
  • FORECLOSURE BAILOUT
     

PROPERTY TYPES

  • Office Building
  • Multifamily 5 Plus Units
  • Bed and Breakfast
  • Mobile Home Park
  • Retail - Shopping - Out Parcel
  • Office Condominiums
  • Sales Distribution
  • Medical/Dental Office
  • Auto Repair
  • Day Care / Vocational School
  • Improved Property ≥ 10 Acres
  • Health Care
  • RV Park
  • Warehouse - Distribution
  • Self Storage
  • Automotive
  • Flagged and Non-Flagged Hospitality
  • Mixed-Use Commercial/Residential
  • Light Industrial
  • Professional Centers
  • Contractor Yard
  • Restaurant
  • Convenience Store  
  • Strip Center
  • Funeral Home
  • Rooming House
    •  
         As you can see we offer a wide array of financing to virtually any property type including raw land. We have a very strong network of small balance commercial lenders that love to think outside the box. Stated Income, No Income, and No Doc loans are all available on our small balance commercial loan programs. We allow the property to qualify on it's own merits or if the property is in need of short term financing without being able to support itself we can use personal income or do a short term bridge loan for you to acquire and repair as needed. 12 months interest reserves are normally held in these cases.
     
        For all of our small balance commercial loans we bring our 20+ years of commercial experience and network of funding platforms to your situation. Together we assess your goals, your financial information, and your needs to provide the perfect solution for you. We pride ourselves on our ability to structure small balance commercial loans that will fund. You won't need to worry about if you got the best deal and if your loan is going to fund with us because we keep you involved every step of the way. Our commercial mortgage professionals like to form lifelong relationships with our clients. Our integrity, professionalism, and customer service keep our clients coming back again and again. We look forward to proving you with the same security on your small balance commercial transactions.
     
     

    LARGE COMMERCIAL TRANSACTIONS

    • LOANS FROM $1.5M TO $2B
    • HISTORICALLY CONSTRUCTION LENDERS REQUIRED 20% BUILDER/DEVELOPER PARTICIPATION HOWEVER NEW PRODUCTS ALLOW UP TO 90% FINANCING
    • NON RECOURSE LOANS AVAILABLE
    • 3, 5, 7, 15 YEAR TERMS
    • NO LOCKOUT PERIODS
    • CONSTRUCTION TO PERM LOANS ALLOW FOR ONE TIME CLOSING. SAVES ON FEES.
    • COMPETITIVE RATES ON LARGE COMMERCIAL LOANS
        Large commercial loans don't have to be complicated. We are well versed in the large commercial funding arena. Our professionals are able to assist our client's in acquiring and compiling all the needed documentation for your large commercial project. These are just a few examples of large commercial loans. These loans are the most project specific loans in the financing market and we are prepared to give you the best financing solutions to meet your needs.                         
     
        Now you can see why we are the premier source for COMMERCIAL LOANS in the U.S. Our commercial  mortgage professionals are prepared to put their years of experience and our access to these commercial mortgage loans to work for you! Contact US today or APPLY ONLINE for a same day response and let's start working together to help your Commercial  Mortgage project get funded as quickly as possible!